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Lucky
Lucky
Introduction
Lucky💴 Lucky is a side bet based on the player's first two cards and
the dealer's up card. As far as💴 I know, it is the first side bet to be based on the
player's first two cards and the dealer's💴 up card. Aces may be counted as one or eleven
points.
Through the years I have seen four pay tables, which💴 I refer to on this page as
numbers 1 to 4. Pay table 1 was the original one and seen💴 at casinos all over the
United States and Canada. Pay table 2 was a double-deck version, omitting the pay for💴 a
suited 7-7-7, which is impossible in a double-deck game. Pay table 3 came along around
2014 as an apparent💴 effort to increase what was a low house advantage for a side bet.
Pay table 4 can be found at💴 Internet casinos using Felt Gaming software.
Since it came
out, there have been many imitators. Fortune Blackjack, for example, is the💴 same the
same thing with a different name and one change to the pay table.
The following table
shows the various💴 pay tables.
Lucky Lucky Pay Tables Event PT 1 PT 2 PT 3 PT 4 PT 5 PT
6 PT 8💴 PT 8 Suited 7-7-7 200 0 200 200 200 200 100 500 Suited 6-7-8 100 100 100 100 100
100💴 50 200 Unsuited 7-7-7 50 50 50 50 50 50 30 100 Unsuited 6-7-8 30 30 30 25 30 30💴 10
25 Suited total of 21 15 10 10 15 15 10 3 15 Unsuited total of 21 3 3💴 3 3 3 3 2 3 Total
of 20 2 2 2 2 2 2 2 2 Total of 19💴 2 2 2 2 1 1 1 1
Analysis — Pay Table 1 — Six
Decks
Following is my analysis of pay💴 table 1 using six decks. The lower right cell
shows a house edge of 2.66%, which is quite low for💴 a side bet.
Lucky Lucky — Pay Table
1 — Six Decks Event Pays Combinations Probability Return Suited 7-7-7 200 80💴 0.000016
0.003191 Suited 6-7-8 100 864 0.000172 0.017234 Unsuited 7-7-7 50 1,944 0.000388
0.019388 Unsuited 6-7-8 30 12,960 0.002585 0.077553💴 Suited total of 21 15 26,568
0.005299 0.079492 Unsuited total of 21 3 406,296 0.081043 0.243130 Total of 20 2
💴 377,568 0.075313 0.150626 Total of 19 2 364,320 0.072670 0.145341 All other -1
3,822,720 0.762513 -0.762513 Total 5,013,320 1.000000 -0.026556
Analysis💴 — Pay Table 2
— Two Decks
Following is my analysis of pay table 2 using two decks. The lower right
💴 cell shows a house edge of 5.39%.
Lucky Lucky — Pay Table 2 — Two Decks Event
Combinations Probability Pays Return💴 Suited 6-7-8 100 32 0.000176 0.017572 Any 7-7-7 50
56 0.000308 0.015376 Unsuited 6-7-8 30 480 0.002636 0.079076 Suited total💴 of 21 10 936
0.005140 0.051399 Unsuited total of 21 3 14,904 0.081843 0.245530 Total of 20 2 13,792
0.075737💴 0.151474 Total of 19 2 13,344 0.073277 0.146554 All other -1 138,560 0.760884
-0.760884 Total 182,104 1.000000 -0.053903
Analysis — Pay💴 Table 2 — One Deck
Following
is my analysis of pay table 2 using one deck. The lower right cell shows💴 a house edge
of 5.05%.
Lucky Lucky — Pay Table 2 — One Deck Event Pays Combinations Probability
Return Suited 6-7-8💴 100 4 0.000181 0.018100 Any 7-7-7 50 4 0.000181 0.009050 Unsuited
6-7-8 30 60 0.002715 0.081448 Suited total of 21💴 10 108 0.004887 0.048869 Unsuited
total of 21 3 1,836 0.083077 0.249231 Total of 20 2 1,688 0.076380 0.152760 Total💴 of 19
2 1,640 0.074208 0.148416 All other -1 16,760 0.758371 -0.758371 Total 22,100 1.000000
-0.050498
Analysis — Pay Table 3💴 — Six Decks
Following is my analysis of pay table 3
using six decks. The lower right cell shows a house💴 edge of 5.31%.
Lucky Lucky — Pay
Table 3 — Six Decks Event Pays Combinations Probability Return Suited 7-7-7 200 80
💴 0.000016 0.003191 Suited 6-7-8 100 864 0.000172 0.017234 Unsuited 7-7-7 50 1,944
0.000388 0.019388 Unsuited 6-7-8 30 12,960 0.002585 0.077553💴 Suited total of 21 10
26,568 0.005299 0.052995 Unsuited total of 21 3 406,296 0.081043 0.243130 Total of 20 2
💴 377,568 0.075313 0.150626 Total of 19 2 364,320 0.072670 0.145341 All other -1
3,822,720 0.762513 -0.762513 Total 5,013,320 1.000000 -0.053054
Analysis💴 — Pay Table 4
— Six Decks
Following is my analysis of pay table 4 using six decks. The lower right
💴 cell shows a house edge of 3.95%.
Lucky Lucky — Pay Table 4 — Six Decks Event Pays
Combinations Probability Return💴 Suited 7-7-7 200 80 0.000016 0.003191 Suited 6-7-8 100
864 0.000172 0.017234 Unsuited 7-7-7 50 1,944 0.000388 0.019388 Unsuited 6-7-8💴 25
12,960 0.002585 0.064628 Suited total of 21 15 26,568 0.005299 0.079492 Unsuited total
of 21 3 406,296 0.081043 0.243130💴 Total of 20 2 377,568 0.075313 0.150626 Total of 19 2
364,320 0.072670 0.145341 All other -1 3,822,720 0.762513 -0.762513💴 Total 5,013,320
1.000000 -0.039482
Analysis — Pay Table 5 — Six Decks
Following is my analysis of pay
table 5 using six💴 decks. The lower right cell shows a house edge of 9.96%.
Lucky Lucky
— Pay Table 5 — Six Decks Event💴 Pays Combinations Probability Return Suited 7-7-7 200
40 0.000014 0.002763 Suited 6-7-8 100 500 0.000173 0.017267 Unsuited 7-7-7 50 1,100
💴 0.000380 0.018994 Unsuited 6-7-8 30 7,500 0.002590 0.077704 Suited total of 21 15
15,300 0.005284 0.079258 Unsuited total of 21💴 3 234,900 0.081123 0.243368 Total of 20 2
218,200 0.075355 0.150710 Total of 19 1 210,600 0.072731 0.072731 All other💴 -1
2,207,480 0.762351 -0.762351 Total 2,895,620 1.000000 -0.099557
Analysis — Pay Table 6
— Six Decks
Following is my analysis of pay💴 table 6 using six decks. The lower right
cell shows a house edge of 12.60%.
Lucky Lucky — Pay Table 6💴 — Six Decks Event Pays
Combinations Probability Return Suited 7-7-7 200 40 0.000014 0.002763 Suited 6-7-8 100
500 0.000173 0.017267💴 Unsuited 7-7-7 50 1,100 0.000380 0.018994 Unsuited 6-7-8 30 7,500
0.002590 0.077704 Suited total of 21 10 15,300 0.005284 0.052838💴 Unsuited total of 21 3
234,900 0.081123 0.243368 Total of 20 2 218,200 0.075355 0.150710 Total of 19 1 210,600
💴 0.072731 0.072731 All other -1 2,207,480 0.762351 -0.762351 Total 2,895,620 1.000000
-0.125976
Analysis — Pay Table 7 — One Deck
Following is💴 my analysis of pay table 7
using one deck. The lower right cell shows a house edge of 5.05%.
Lucky Lucky💴 — Pay
Table 7 — One Deck Event Pays Combinations Probability Return Suited 6-7-8 100 4
0.000181 0.018100 Any 7-7-7💴 50 4 0.000181 0.009050 Unsuited 6-7-8 30 60 0.002715
0.081448 Suited total of 21 10 108 0.004887 0.048869 Unsuited total💴 of 21 3 1,836
0.083077 0.249231 Total of 20 2 1,688 0.076380 0.152760 Total of 19 2 1,640 0.074208
0.148416💴 All other -1 16,760 0.758371 -0.758371 Total 22,100 1.000000 -0.050498
The
following table is an analysis of pay table 8 with💴 six decks.
Lucky Lucky — Pay Table 8
— Six Decks Event Pays Combinations Probability Return Suited 777 500 80 0.000016
💴 0.007979 Suited 678 200 864 0.000172 0.034468 Unsuited 777 100 1,944 0.000388 0.038777
Unsuited 678 25 12,960 0.002585 0.064628 Suited💴 21 15 26,568 0.005299 0.079492 Unsuited
21 3 406,296 0.081043 0.243130 Any 20 2 377,568 0.075313 0.150626 Any 19 1💴 364,320
0.072670 0.072670 All other -1 3,822,720 0.762513 -0.762513 Total 5,013,320 1.000000
-0.070743
House Edge Summary
Following is a summary of the💴 house edge by pay table and
number of decks.
House Edge Summary Decks Pay Table 1 Pay Table 2 Pay Table💴 3 Pay Table
4 Pay Table 5 Pay Table 6 Pay Table 7 Pay Table 8 1 2.61% 5.95% 6.66%💴 6.41% 7.31% 8.67%
9.56% 8.67% 2 2.82% 5.21% 6.02% 5.97% 6.85% 8.17% 9.03% 8.17% 3 2.77% 4.65% 5.5% 5.52%
6.39%💴 7.7% 8.54% 7.7% 4 2.72% 4.32% 5.18% 5.24% 6.1% 7.4% 8.25% 7.4% 5 2.68% 4.1% 4.98%
5.05% 5.92% 7.21% 8.05%💴 7.21% 6 2.66% 3.95% 4.83% 4.92% 5.78% 7.07% 7.91% 7.07% 7 2.63%
3.84% 4.72% 4.82% 5.68% 6.97% 7.81% 6.97% 8💴 2.63% 3.84% 4.72% 4.82% 5.68% 6.97% 7.81%
6.97%
Written by: Michael Shackleford
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